Budget 2020: Bets on the Long Term while Changing the Short Term
The Economic Survey, published on January 31, 2020, captured the sombre mood of the Indian economy as it warned that the GDP growth rate in the current year will slip to 5%. At the same time, it expressed hope that the GDP growth will pick up to 6 to 6.5% in Financial Year 2020-21. Let…
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Why You Must Take Advantage of Low Home Loan EMI Now
Raghav was tidying up his place before his parents arrived for a visit. Although Raghav was brilliantly placed in his career and stayed in a well-furnished 2BHK, his parents would still frown at his living arrangements. The reason? Raghav does not own the house and is already nearing 30, the ideal marriageable age for career-oriented…
Real Estate at the Crossroads: What are the Expectations in 2020?
Over the past decade, India’s real estate sector is undergoing radical transformations in terms of policy reforms, technological advancements, buyer-centric structural changes, and market consolidation — which have all been instrumental in reshaping the sector, increasing transparency and customer confidence. Additionally, the government’s Pradhan Mantri Awas Yojana — the world’s largest housing program — aiming to…
Embrace the High Life with Your Green Address in Chinar Park
Tania Banerjee, a 34-year-old IT employee, was growing tired of commuting from her suburban apartment to her workplace in New Town every day. Waking up at wee hours, battling through the office-going crowd at the station, considering herself lucky if she found a seat at the jam-packed train, and coming home much later than most…
How You can Live Your Best Life in New Town, Kolkata
In 2017, when 32-year-old Smita Sinha moved to Kolkata from her hometown Ranchi to join a reputed MNC, she thought she was moving into a crowded and noisy city that she’d find difficult to adjust to. Yet, it was an opportunity that she couldn’t afford to pass up. Smita, however, was pleasantly surprised to discover…
The Results and Effects of PMAY on the Real Estate Sector
34-year-old school teacher, Ambarish was single and had put up in a one-room flat on rent when he moved to Kolkata five years ago from a suburban town. Fast forward to a few months back, his rented one-bedroom apartment proved to be too small now that he is married and has a school-going kid. He…
Top Websites that Home Buyers Should Know About
After a decade of living in rented houses, Sandhya and her husband, Atul saved enough to buy a house. It was a big decision and both were a little lost initially. However, to make a start, they decided to do systematic property research on the internet. It was a good idea as the internet has…
What Facilities to Consider When Buying Your Home
The absolute necessity of checking thrice before buying a home cannot be overstated. After all, buying your home is perhaps the most important decision that you’ll make in your lifetime. Kavita and Krishnan will vouch for this because they ended up learning it the hard way. The new house they zeroed on was in a…
Co-borrower, Co-owner, Co-signer, and Co-applicant of a Joint Home Loan — the Differences
35 year old, Sumit Vyas was a bit stumped when his brother asked his help to secure a joint home loan. After explaining the situation, his brother said, “You can act as a co-signer or co-applicant. It’s up to you.” He didn’t want to refuse, but the amount was big and the financial commitment would…